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Protection for your smartphone, laptop and more – against breakage, liquid damage and theft.
Gadget insurance protects your devices – smartphone, tablet, laptop, camera or hearing aids – against damage that home contents insurance usually does not cover: broken screens, drops, liquid damage and, depending on the tariff, theft when out and about. It can be taken out for individual devices or as a package for several devices.
A broken screen or a stolen phone quickly costs several hundred euros:
Screen and housing damage caused by dropping the device.
Damage caused by water or spilled drinks.
Depending on the tariff, also theft and robbery when out and about.
Short circuits, power surges and operating errors.
Package solutions for families or home offices.
Replacement at new value in the first years – depending on the tariff.
It makes sense for:
Usually only in case of burglary or fire at home. Breakage, liquid damage and theft on the move are generally not covered.
Many tariffs include an excess per claim. We show you which option is worthwhile for your devices.
Many insurers only accept devices up to a certain age, usually within the first months after purchase.
Content reviewed by: Agnieszka Valenta, insurance broker · As of November 2026
We check whether your devices are already sufficiently insured and compare suitable tariffs.
Personal advice in Breitenwaida – for businesses from the Hollabrunn district, the whole Weinviertel region, as well as Vienna and Burgenland. We advise in English, German, Polish, Serbian and Bosnian.
