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Build safely – cover for your building site, the shell and your liability as the person commissioning the build.
Building comes with responsibility: as the client (Bauherr) you are liable for damage originating from your building site – for example if passers-by are injured or neighbouring properties are damaged. Builder’s liability insurance covers these claims. Shell construction fire insurance (Feuerrohbau) protects the building under construction against fire and, depending on the tariff, storm or water damage; construction all-risk insurance can also cover unforeseeable damage to the building.
A building site involves many risks – for you and for others:
Personal injury and property damage to third parties originating from your building site.
Fire, lightning and explosion at the building under construction – included free of charge during construction in many home insurance tariffs.
Can be insured during construction, depending on the tariff.
Unforeseeable damage to the building, e.g. due to severe weather or vandalism.
Cover if you work on the building yourself – supplemented by accident insurance.
After completion, cover passes seamlessly into your buildings insurance.
Cover is important for:
Small building projects are sometimes covered, but often only up to a certain construction value. For a new build we recommend separate builder’s liability insurance.
Shell construction insurance protects against fire and, depending on the tariff, other perils; construction all-risk insurance covers unforeseeable damage to the building during construction.
On completion or when you move in. After that, buildings insurance takes over – we make sure there is no gap.
Content reviewed by: Agnieszka Valenta, insurance broker · As of November 2026
We coordinate builder’s liability, shell and buildings insurance as well as your financing – so you can build with peace of mind.
Personal advice in Breitenwaida – for businesses from the Hollabrunn district, the whole Weinviertel region, as well as Vienna and Burgenland. We advise in English, German, Polish, Serbian and Bosnian.
