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Freedom on two wheels or in a motorhome – on the road with the right cover.
As with a car, motor liability insurance is compulsory for motorcycles, mopeds and motorhomes. Partial or comprehensive cover for damage to your own vehicle can be added. For motorhomes, the fittings, personal belongings and cover abroad also play a major role; for motorcycles, protective clothing and accident cover for the rider.
Motorcycles and motorhomes carry different risks from a car:
Compulsory cover for damage to third parties.
Theft, natural hazards, collisions with animals and – with comprehensive cover – self-inflicted accidents.
Covered depending on the tariff.
Fittings and personal belongings on board.
Breakdown assistance, towing and return transport – also abroad.
Cover for the driver and passengers.
The right tariff is important for:
Yes, the number plates can be deposited at the registration office for up to one year. Engine-related insurance tax is not charged if they are deposited for at least 45 days; send the deposit confirmation to your insurer so that the liability premium is suspended too. Whether comprehensive cover continues depends on the contract.
Motor liability applies in all EU and EEA countries and in other countries of the Green Card system – which ones exactly is shown on your Green Card. For comprehensive, contents and breakdown cover, the territorial scope should match your travel plans.
Rental vehicles are usually insured by the rental company. Check the excess – excess insurance can be worthwhile.
Content reviewed by: Agnieszka Valenta, insurance broker · As of November 2026
We compare tariffs for motorcycles, mopeds, motorhomes and caravans, paying attention to season, travel abroad and accessories.
Personal advice in Breitenwaida – for businesses from the Hollabrunn district, the whole Weinviertel region, as well as Vienna and Burgenland. We advise in English, German, Polish, Serbian and Bosnian.
