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Protection for harvest, farm and machinery – especially in the Weinviertel, where hail, frost and drought threaten the harvest.
Farms and wine-growing businesses face particular risks: weather events can destroy a whole year’s harvest, and there are also buildings, machinery, animals and liability towards third parties. Agricultural insurance combines these modules – from crop insurance against hail, frost and drought to property and liability insurance.
The weather is becoming less predictable – and the cost of a lost harvest is high:
Hail, frost, storm, drought and heavy rain – depending on the crop and tariff.
Farm buildings, cellars and storerooms against fire, storm and water damage.
Tractors, harvesters and cellar equipment – also against breakdown.
Wine in the cellar, harvested crops and feed.
Damage to third parties caused by the farm, animals or machinery.
Additional cover for direct sales and guests.
It is important for:
Yes. The federal government and the provinces each pay half of a subsidy totalling 55% of the premium – for risks such as hail, frost, drought, storm and heavy rain (Hagelversicherungs-Förderungsgesetz). We check together which crops and risks are subsidised for you.
Not automatically. Risks from guests and direct sales should be explicitly included in the liability and property insurance.
That depends on the crop and tariff. For grapes, the market-leading tariff has a deadline of 30 November for the following season; other crops and risks (e.g. drought index) have their own deadlines. We will inform you in good time.
Content reviewed by: Agnieszka Valenta, insurance broker · As of November 2026
We know the region and its risks. Together we put together the cover for your farm or vineyard and compare offers.
Personal advice in Breitenwaida – for businesses from the Hollabrunn district, the whole Weinviertel region, as well as Vienna and Burgenland. We advise in English, German, Polish, Serbian and Bosnian.
