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Retain your staff and provide for the future with tax benefits – through company pension and health schemes.
With employee benefit schemes, the company pays contributions towards its employees’ retirement provision or private health insurance. In Austria the options include pension funds (Pensionskasse), occupational group insurance (betriebliche Kollektivversicherung), the tax-free “Zukunftssicherung” and group health insurance. Many of these models enjoy tax advantages and are attractive for employers and employees alike.
Skilled workers are in demand – employee benefits are a strong argument:
Employer contributions of up to 300 euros per person and year are tax-free (§ 3(1)(15)(a) EStG).
The company pension is outsourced to a pension fund paying a lifelong supplementary pension.
An insurance-based company pension with guaranteed benefits.
Private hospital class or private doctor cover for your staff – often cheaper than individual contracts.
A direct pension commitment secured by reinsurance.
We check which model suits your company in terms of tax and organisation.
Employee benefits are particularly interesting for:
Yes, it must be granted to all employees or to certain groups of employees. We coordinate the details with your tax adviser.
Group tariffs are often much cheaper than individual contracts, and depending on the tariff the usual waiting periods do not apply.
That depends on the model. With many solutions, acquired entitlements remain or can be transferred – we explain this before you sign.
Content reviewed by: Agnieszka Valenta, insurance broker · As of November 2026
Agnieszka Valenta is a qualified adviser for occupational pension schemes. We show you which solution suits your business – clearly and with an eye on tax and costs.
Personal advice in Breitenwaida – for businesses from the Hollabrunn district, the whole Weinviertel region, as well as Vienna and Burgenland. We advise in English, German, Polish, Serbian and Bosnian.
