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Cyber insurance

Protection against the digital threats of our time — from hacker attacks and data loss to business interruption caused by cyber incidents.

What is cyber insurance?

Cyber insurance protects your company against the financial consequences of cyber attacks, data protection breaches and IT security incidents. It covers both your own losses and third-party losses and, if needed, provides immediate support from IT forensics experts, lawyers and crisis consultants. In an increasingly digital business world, it is one of the fastest-growing lines of insurance.

Why do you need cyber insurance?

Digitalisation brings enormous opportunities — but also new risks that traditional insurance does not cover:

What does the insurance cover?

Hacker attacks and malware

Cover for damage caused by ransomware, viruses, trojans and targeted cyber attacks on your IT systems.

Data loss and recovery

Costs of recovering lost or damaged data after a cyber incident.

IT forensics

Expert work to analyse the attack, identify the vulnerability and secure evidence.

Cyber business interruption

Replacement of lost profit and fixed costs if your business comes to a standstill due to an IT incident.

Data protection breaches

Costs of notifying affected persons, legal advice and possible fines after GDPR breaches.

Crisis management

PR advice, crisis communication and reputation management after an incident has become public.

Who is it especially important for?

Every business that uses digital systems is potentially at risk. Cyber insurance is particularly relevant for:

Which documents are needed?

What we need for an offer

Frequently asked questions

Yes, many tariffs cover both the costs of IT forensics and system recovery and the resulting business interruption loss.

Yes — cyber attacks increasingly affect small and medium-sized businesses too, which often have fewer IT security resources of their own.

Some tariffs provide support here, but legally and in insurance terms it is a special case — we will gladly discuss it with you in detail.

Cyber insurance supports you in notifying affected persons, with legal consequential costs (e.g. GDPR proceedings) and with restoring your systems.

Most insurers require a minimum level of IT security (firewall, backups, up-to-date software). We help you meet the requirements of the chosen insurer.

Content reviewed by: Agnieszka Valenta, insurance broker · As of October 2026

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We check which IT security requirements insurers set and compare cyber policies with crisis assistance in the event of an incident.

Personal advice in Breitenwaida – for businesses from the Hollabrunn district, the whole Weinviertel region, as well as Vienna and Burgenland. We advise in English, German, Polish, Serbian and Bosnian.

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